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What Damages Can You Claim in a Truck Accident Case?

  • On Behalf Of Shane Colton
  • Published: June 17, 2025

Dealing with the aftermath of a truck accident can be overwhelming and emotionally taxing. If you find yourself in this situation, it’s important to understand the types of damages you may be entitled to claim. In a truck accident case, you can typically seek compensation for various damages such as medical expenses, lost earnings, property damage, pain and suffering, and sometimes punitive damages.

Seeking legal guidance plays a vital role in addressing the many challenges of a truck accident case and securing the compensation you deserve. Contact a Billings truck accident attorney near you to discuss your options and protect your rights.

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Truck Accident Statistics

What Damages Can You ClaimUnfortunately, truck accidents are common on roads and highways across the country. According to the National Highway Traffic Safety Administration (NHTSA), in a recent year, 4,119 people died in crashes involving large trucks in the United States. Additionally, the Insurance Institute for Highway Safety (IIHS) reported that 67 percent of truck accident fatalities in 2019 were occupants of passenger vehicles, while only 16 percent were large trucks. These statistics highlight the serious nature of truck accidents and the devastating impact they can have on those involved.

Common Truck Accident Injuries

Truck accidents often result in severe injuries due to the massive size and weight of commercial trucks, which can weigh up to 80,000 pounds compared to an average car’s 4,000 pounds. One of the most common injuries is traumatic brain injury (TBI), ranging from concussions to severe brain damage, caused by the head striking an object or from whiplash-like forces. These injuries can lead to long-term cognitive issues, memory loss, or personality changes.

Spinal cord injuries are also frequent, potentially causing partial or complete paralysis, such as paraplegia or quadriplegia, depending on the injury’s location and severity. These injuries often require extensive medical care and rehabilitation.

Fractures and broken bones are prevalent in truck accidents due to the intense force of impact. Commonly affected areas include the ribs, arms, legs, and pelvis, with some fractures requiring surgical intervention or leading to chronic pain. Soft tissue injuries, such as sprains, strains, and torn ligaments or muscles, are common and can cause significant pain and mobility issues. Internal injuries, like organ damage or internal bleeding, may occur from blunt trauma or penetrating objects, often requiring emergency surgery. Burns can result if the accident involves a fire or hazardous material spill, leading to scarring, infections, or long-term complications.

Whiplash and other neck or back injuries are frequent, especially in rear-end collisions, causing pain, stiffness, and sometimes chronic conditions like herniated discs. Amputations may occur in severe cases where limbs are crushed or mangled, drastically altering a victim’s quality of life.

Psychological injuries, such as post-traumatic stress disorder (PTSD), anxiety, or depression, are also common, as the trauma of a truck accident can have lasting mental health impacts. The speed of the collision, the angle of impact, and the use of safety equipment like seatbelts or airbags all influence how severe the injuries are, highlighting the devastating potential of truck accidents.

Always see a medical professional after a truck accident to preserve your health and legal options. The sooner you see your doctor, the more likely you’ll have a favorable outcome to your case.

How Truck Accidents Happen

Truck accidents often occur due to factors involving driver behavior, vehicle conditions, and external circumstances.

Human Error

One primary cause is driver error, which includes distracted driving, such as using a phone or eating, and fatigue from long hours on the road. Federal regulations limit driving hours, but some drivers or companies violate these rules, leading to drowsy driving that impairs reaction times. Speeding, aggressive driving, or failing to adjust for road conditions like rain or ice also contribute significantly. Given the size and weight of commercial trucks, even minor errors can result in catastrophic collisions with smaller vehicles or pedestrians.

Mechanical Failures

Mechanical failures are another common cause of truck accidents. Poor maintenance, such as worn brakes, defective tires, or faulty steering systems, can make a truck difficult or impossible to control. Trucking companies must follow strict maintenance schedules under FMCSA regulations, but cost-cutting or negligence can lead to overlooked repairs. Overloaded or improperly secured cargo is also a hazard, as it can shift during transit, causing the driver to lose control or the truck to tip over. In some cases, manufacturing defects in truck parts, like faulty brakes or engines, may contribute to accidents, implicating third-party manufacturers.

External Factors

External factors, such as road conditions and other drivers’ actions, also play a role. Poorly maintained roads, sharp curves, or inadequate signage can create dangerous situations, especially for large trucks with longer stopping distances. Other motorists may contribute by cutting off trucks, misjudging their speed, or failing to yield. Weather conditions, like fog, snow, or heavy rain, reduce visibility and traction, increasing the risk of accidents.

Additionally, accidents can stem from systemic issues, such as unrealistic delivery schedules that pressure drivers to speed or skip rest breaks. Understanding these causes is critical for identifying fault and preventing future collisions through better regulations, training, and enforcement.

Who Is To Blame In A Truck Accident

Determining liability in a truck accident case can be complex due to the multiple parties involved, including the truck driver, trucking company, maintenance provider, and other third parties. One or more parties may bear liability when they act negligently, break regulations, or fail to uphold safety standards.

How Is Fault Determined In A Truck Accident?

Whether you receive compensation for your truck accident injuries depends on proving that another party caused the accident. Determining fault in a truck accident involves a detailed investigation to establish who was negligent or acted irresponsibly, leading to the collision.

Evidence Collection

The process begins with collecting evidence from the accident scene, including police reports, witness statements, and photographs of the vehicles, road conditions, and skid marks. Commercial trucks often have onboard data recorders, or “black boxes,” which log critical information like speed, braking patterns, and driver hours. This data can reveal if drivers violated regulations, such as exceeding hours-of-service limits or speeding. Investigators may also review surveillance footage, dashcam recordings, or GPS data to reconstruct the events leading to the crash.

Who Breached The Duty Of Care?

Investigators often determine fault by examining whether the truck driver, trucking company, or other parties breached their duty of care through reckless actions, poor maintenance, or policy violations. For example, the driver may be at fault if they were distracted, fatigued, or under the influence of drugs or alcohol.

The trucking company can be liable if it fails to maintain the vehicle, leading to mechanical failures like brake or tire issues, or if it pressures drivers to meet unrealistic delivery schedules, encouraging unsafe practices. Other parties, such as cargo loaders or vehicle manufacturers, might share fault if improperly secured cargo or defective parts contributed to the accident. Negligence laws in some states may apportion fault among multiple parties, reducing compensation based on the victim’s degree of responsibility, if any.

Truck Accident Attorney Will Review Detailed Evidence

State laws and federal regulations, such as those enforced by the Federal Motor Carrier Safety Administration (FMCSA), play a significant role in determining fault. These regulations set driver qualifications, vehicle maintenance, and operational safety standards. Violations, like failing to conduct required inspections or allowing an unqualified driver to operate, can establish negligence.

Expert witnesses, such as accident reconstruction specialists or medical professionals, may be called to analyze evidence and testify about the cause of the crash and its consequences. Ultimately, investigators analyze all available evidence to identify who acted negligently and how their behavior directly caused the accident and resulting damages.

Determining fault in a truck crash is complicated and is best handled by a skilled truck accident attorney.

Potential Damages In A Truck Accident Case

Victims may be entitled to various damages to compensate for their losses in a truck accident case. These damages typically fall into three categories: economic losses, non-economic impacts like pain and suffering, and, in certain cases, punitive damages meant to punish extreme misconduct.

Economic Damages

Economic damages cover tangible losses such as medical expenses, including hospital bills, surgeries, rehabilitation, and ongoing care. They also include lost earnings due to missed work or diminished earning capacity if the victim can no longer perform their job. Property damage, such as the cost to repair or replace a vehicle, is another common economic loss. The financial impact of a truck accident can be substantial, especially given the size and force of commercial trucks, often leading to severe injuries or extensive property damage.

Non-Economic Damages

Non-economic damages are intangible losses that are harder to quantify but equally significant. These include pain and suffering, which compensate for physical discomfort and emotional distress caused by the accident. Victims may also receive compensation for loss of enjoyment of life if their injuries prevent them from engaging in hobbies, family activities, or other aspects of daily living. Emotional trauma, such as anxiety, depression, or post-traumatic stress disorder (PTSD), can also be factored into non-economic damages. Courts often use multipliers or per diem methods to calculate these damages, based on the severity of the injuries and their long-term impact on the victim’s life.

Punitive Damages

These damages typically fall into three categories: economic losses, non-economic impacts like pain and suffering, and, in certain cases, punitive damages meant to punish extreme misconduct. For example, if a driver was operating under the influence of drugs or alcohol, or if the company ignored safety regulations, a court might impose punitive damages to punish the wrongdoer and deter similar behavior in the future. Courts award these damages not to repay the victim, but to penalize the wrongdoer and deter similar behavior within the industry. However, courts only award punitive damages under specific legal conditions, and not every case meets the criteria.

Truck Accident Compensation Amounts

The damages you can pursue depend on how the accident happened, how serious the injuries are, and the laws in the state where you file your case. For instance, some states impose caps on non-economic or punitive damages, while others allow for broader recovery. Proving damages requires thorough documentation, including medical records, income statements, and professional testimony. Victims often rely on experienced attorneys to handle the complexities of truck accident cases, especially since trucking companies and their insurers usually have aggressive legal teams working to reduce payouts. Understanding the full scope of potential damages is critical for victims to secure fair compensation for their physical, emotional, and financial losses.

By understanding the types of damages available, you can pursue a comprehensive claim to recover the full extent of your losses from the truck accident. A Montana truck accident lawyer can guide you with this process.

How A Truck Accident Lawyer Can Help Your Case

Navigating the legal aftermath of a truck accident on your own can be overwhelming, especially when dealing with insurance companies and legal complexities. Hiring a truck accident lawyer can provide you with several benefits, including:

  • Legal Skills: A truck accident lawyer knows federal and state regulations governing the trucking industry, enabling them to build a strong case on your behalf.
  • Investigation: Lawyers have the resources to thoroughly investigate the accident, gather evidence, and determine liability.
  • Negotiation Skills: Experienced lawyers can negotiate with insurance companies to ensure you receive fair compensation for your damages.
  • Litigation Support: In the event of a lawsuit, a lawyer can represent you in court and advocate for your rights to maximize your chances of a successful outcome.

By enlisting the help of a skilled truck accident lawyer, you can focus on your recovery while your legal representation works to secure the compensation you deserve.

Speak To A Montana Truck Accident Attorney Today

Contact an attorney near you for guidance on navigating the many challenges of a truck accident case and protecting your rights. Don’t hesitate to seek legal assistance to ensure you receive the compensation you deserve. A Billings personal injury lawyer near you can provide a free consultation today and determine if you have a case.

Colton Holm

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