If you were harmed in an Uber accident in Billings as a passenger, another driver, a pedestrian, or a cyclist, you have the right to pursue compensation. The challenge is that rideshare accident claims are more complicated than standard car accident claims. Uber's insurance structure may create confusion about who is responsible and which policy applies.

At Yellowstone Law, we represent injured people in Billings and across Montana in a wide range of accident claims. Our Billings Uber accident lawyers understand how Uber's insurance tiers work and how to build a case that cuts through the confusion and holds the right parties accountable. We bring more than 81 years of combined legal experience to every case we take for injured Montanans.

To know your options after an Uber accident in Billings or anywhere in Montana, call us today at (406) 259-9986 for a no-obligation consultation.

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Key Takeaways: Billings Uber Accident Attorney

• Uber accident claims are more complicated than ordinary car accident cases because multiple insurance policies may apply.
• Uber offers different levels of insurance coverage, including up to $1 million in liability coverage during active trips.
• Injured passengers, drivers, pedestrians, cyclists, and Uber drivers may all have the right to pursue compensation after a rideshare crash.
• Preserving evidence such as app data, GPS records, surveillance footage, and witness statements is key to building a strong claim.
• Contact a Billings Uber accident lawyer to investigate your crash and pursue full compensation for your injuries and losses.

Why Work With Yellowstone Law?

Uber accident claims are not standard car accident claims. So, getting the right outcome requires an attorney who understands every layer of that structure and knows how to apply pressure at each one. Winning an Uber accident lawsuit often depends on that layered approach. Here is what Yellowstone Law brings to an Uber accident claim in Billings:

We Understand Uber's Insurance Structure

We understand how Uber's insurance coverage changes depending on the driver's app status at the moment of the crash. Uber and its insurers understand that a major move is often to dispute which phase applied at the time of your crash. We can challenge disputes with documentation rather than accepting Uber's characterization of events.

We Are Prepared To Litigate Against Uber and Its Insurers

We know that Uber is a large company with experienced legal counsel and a financial interest in minimizing every claim against them. At Yellowstone Law, we prepare every Uber accident case as if it will go to trial. Our attorneys have the courtroom experience to follow through. That preparation produces better outcomes at every stage of the claim, from the first negotiation to a final verdict if one becomes necessary.

Our Results and Our Community Commitment

Yellowstone Law has recovered more than $150 million in verdicts and settlements for injured people across Montana and resolved more than 2,000 cases. Results may vary. Prior case outcomes do not guarantee similar results.

In addition, we are deeply rooted in the Billings community, supporting organizations like Big Brothers Big Sisters, CASA, Family Promise, and Tumbleweed. This means we are genuinely committed to the well-being of the people we represent, not just the cases we resolve.

No Fees Unless We Recover for You

Our lawyers handle accident cases on a contingency fee basis. No upfront costs, no hourly billing, and no attorney fees unless we recover compensation for you. If you are already managing medical bills, lost income, and the stress of a rideshare claim against a well-resourced company, this removes one more barrier to getting the representation you need.

Ready to find out where you stand? Call us today at (406) 259-9986 or contact us online for a free case review. No fees unless we recover for you.

How Does Uber's Insurance Coverage Work?

Uber's insurance coverage is a system that changes based on what the driver was doing at the moment of the crash. The tier that applies determines which policy responds to your claim, the available coverage, and which insurer you are dealing with. Here is how each tier works under Montana's Transportation Network Carrier insurance statute, MCA § 69-12-343:

• Phase 0/App is off: When the Uber app is completely off, the driver is operating as a private individual, and Uber's insurance does not apply at all. If the driver causes a crash, your only avenue for compensation through insurance is the driver's personal auto liability policy.
• Phase 1/App is on, waiting for a ride request: At this stage, Uber provides limited contingent liability coverage, only if the driver's personal policy does not apply. This includes $50,000 per person, $100,000 per accident for bodily injury, and $25,000 per accident for property damage.
• Phase 2/Trip accepted, en route to pick up passengers: At this phase, Uber's full $1 million commercial liability policy becomes active the moment a trip is accepted.
• Phase 3/Passenger in the vehicle: This phase provides the same $1 million commercial liability policy as Phase 2, regardless of whether the Uber driver caused the crash or another driver did. For passengers injured during an active trip, this phase provides the broadest protection available under Uber's policy structure.

Uber's claims team investigates app status immediately after every reported crash. This is because assigning a driver to a lower phase means lower coverage limits and a smaller payout. In disputed cases, Uber may argue that the app was off or that the driver was between trips in order to limit or eliminate its commercial policy's involvement in your claim.

At Yellowstone Law, we can challenge phase disputes with Uber's own data. We use trip logs, GPS records, driver history, and app activity records to determine which phase applied, independent of what Uber's claims team asserts. We obtain that data through formal legal requests and use it to anchor your claim to the correct and highest applicable coverage tier.

Not sure which phase applies to your crash or whether Uber's coverage is even in play? Reach out to us for a no-cost review of the facts of your case, and we will tell you exactly where you stand.

What Types of Uber Accidents Do We Handle?

Uber accident claims arise in several different scenarios. The circumstances of your crash determine which insurance policies apply, which parties are responsible, and how your claim is built. At Yellowstone Law, we handle every type of Uber accident claim in Billings and across Montana.

Here are some common scenarios:

Passenger Injured in an Uber Vehicle

When a passenger is harmed while riding in an Uber, Uber's commercial insurance policy is active and provides the highest level of coverage available under its tiered structure. As a passenger, you were not at fault for the crash, and your path to compensation is generally the most straightforward of any Uber accident scenario.

Another Driver Injured by an Uber Driver

If an Uber driver caused a crash that injured you as another motorist, the coverage available to you depends on the driver's app status at the time of impact. Specifically, if the driver had a passenger or had accepted a trip request, Uber's auto liability commercial policy applies.

If the driver was waiting for a request, limited contingent coverage may apply. If the app was off entirely, you are dealing with the driver's personal auto insurance only.

Cyclist/Pedestrian Hit by an Uber Driver

Pedestrians and cyclists struck by Uber drivers face the same insurance tier questions as other injured parties. Usually, they may sustain more serious injuries due to the lack of any protective barrier between them and the vehicle.

In Billings, where pedestrian and cyclist traffic intersect with rideshare pickup and drop-off activity near downtown, hotels, and entertainment areas, these crashes are not uncommon. We use physical evidence, surveillance footage, and witness accounts to determine the cause of the incident.

Uber Driver Injured by Another Motorist

Uber drivers injured by another motorist while actively driving for the platform may have access to Uber's uninsured and underinsured motorist coverage in addition to their own personal policy. In such cases, we review every available policy to identify all sources of compensation available after a crash that occurred while the driver was on the platform.

Multi-Vehicle Crashes Involving an Uber

Multi-vehicle crashes involving an Uber introduce the aspect of dealing with multiple drivers, multiple insurance policies, and potentially disputed liability across several parties. In these cases, we aim to establish which driver or drivers caused the crash, because fault determines which policies respond. We can coordinate claims across multiple insurers simultaneously to ensure that we do not overlook any available insurance policy in building your recovery.

Crashes During Uber Eats and Delivery Trips

Crashes that occur during an Uber Eats delivery raise the same insurance questions as passenger transport trips. Whether the driver was actively on a delivery, waiting for a delivery request, or using the vehicle for personal purposes at the time of the crash determines which coverage applies.

However, injured people may not realize that the vehicle that struck them was operating as a commercial delivery vehicle at the time. We will investigate the driver's platform status at the moment of impact and pursue every applicable coverage.

Not sure which scenario applies to your situation? Contact us online to review the facts of your case and evaluate your options.

Do You Need an Attorney for an Uber Accident Case?

You need legal representation in an Uber accident case, and the reasons are more compelling than in most standard car accident claims. Managing these cases without legal support may put you at a disadvantage.

Here is what Yellowstone Law does in an Uber accident case:

• Obtain and preserve key evidence: We move immediately to collect all relevant evidence in your case, including surveillance and traffic camera footage, accident reports, Uber app data and trip records, driver history, GPS logs, eyewitness statements, and any dashcam footage from the vehicle or surrounding traffic.
• Work with medical experts: We work with trusted medical professionals to ensure our clients receive appropriate care. They can help calculate total medical expenses, including future treatment costs, before we consider any settlement.

• Negotiate with the parties involved: We negotiate with every party involved in your case from a position of full preparation. That posture produces better outcomes at the negotiating table than accepting whatever the first adjuster offers.

A Billings Uber accident attorney can build your claim while you focus on healing. Our aim is to represent your interests at every stage so that insurers do not take advantage of your situation. Reach out to us online to speak with one of our accident attorneys and learn how we can help move your claim forward.

A Billings Uber Accident Lawyer at Yellowstone Law Can Help

An Uber accident drops you into a claims process that Uber and its insurers handle all the time. You are dealing with it for the first time while injured, and that imbalance is exactly what Yellowstone Law comes in to address.

Our Billings attorneys know how to build a documented claim that holds every responsible party accountable. We have courtroom experience to see your claim through trial when that is what a fair result requires.

If you were injured in an Uber accident in Billings or anywhere in Montana, call us today at (406) 259-9986 for a free case review. You can also contact us online; we respond promptly and there is no obligation to move forward.

Uber Accident Lawyer Questions Answered By Our Billings Attorneys

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